23 Nov

Government Housing Scheme that can help the southampton housing market.

The property market is not exactly booming but most think that David Camerons new plan will help the housing market, if the plan is promptly executed and properly maintained.

Prime Minister David Cameron and the Deputy Prime Minister, Nick Clegg, arrived in Guildford to announce the governments new Housing Strategy which will be underpinned by a new mortgage initiative for new homes.
It will mean the return of ninety five per cent mortgages for new build homes and a mortgage indemnity scheme,Which the government will guarantee part of the risk for lenders, that could help nearly 100,000 people.

The Prime Minister has also committed to providing an additional 200,000 new homes by 2015 with a “build now, pay later” deal. DCLG will now work with Whitehall to release ‘as much government-owned land as possible’ for private development. Local councils will also be encouraged to make their unused land available for development.

The government says that it appreciates the need for higher availability of personall mortgage finance and responsible lending to the significant number of home purchasers who can afford mortgage payments, but do not have the levels of deposit currently required by lenders.

The host for the launch, Ian Baker, Linden Homes Group Managing Director, said, “This is a significant step forward in making responsible, affordable lending available to home buyers across the country to help them purchase the home they’ve always wanted.

Location believe that this scheme may help to boost the housing market in and around Southampton, as it brings great opportunities to both first time buyers along with Investors and Property developers.